For Immediate Release
Bush/Paulson Plan is a Lump of Coal for Working Class Families
Chicago—The National Training and Information Center (NTIC) who released a study on Monday documenting new foreclosures in Chicago during the first half of 2007 says that the Bush Administration’s proposal does nothing to help families facing foreclosure right now. According to reports, the plan covers only subprime adjustable rate loans issued from January 2005 to mid 2007 that will reset to higher rates starting next year through 2010.
In Chicago alone there were 6,339 foreclosures started in the first half of 2007 (a 42% increase over the same period in 2006) according to the NTIC study. “The Bush/Paulson plan is another drop in a really big bucket. Few, if any, of the families facing foreclosure this holiday season will be helped by this plan,” according to George Goehl, NTIC’s Executive Director.
The Bush/Paulson plan is voluntary for the industry. Lenders and servicers get to decide whether or not they work with families to help them save their homes. “Making this plan voluntary is like asking a crook to turn themselves in. With this meltdown of the subprime market, the mortgage industry has proven that it cannot self-regulate,” said Inez Killingsworth, President, Empowering and Strengthening Ohio’s People, Cleveland. “It is time to get serious about helping homeowners and saving the economy from a further meltdown. This just redlines everybody who is in trouble right now.”
NTIC launched the Save the American Dream campaign (http://www.savetheamericandream.org) earlier this year, calling for immediate relief to keep families in their homes by freezing interest rates on subprime ARMs and modifying loans on owner-occupied homes so they are permanently affordable. The campaign also calls on the President and Congress to expand the Community Reinvestment Act so that all mortgage originators are regulated by the same high standards, as well as comprehensive protections for homeowners and criminal penalties on any broker or lender that knowingly engages in abusive lending practices.
Currently, over 250 activists, industry and government officials are meeting in Chicago at NTIC’s National Housing and Banking Summit to hammer out solutions to the foreclosure crisis. On Friday, December 7, Rev. Jesse Jackson will be joining the summit and echoing the need for immediate action for families in foreclosure now.
Bush/Paulson Plan is a Lump of Coal for Working Class Families January 14, 2008
Posted by in : Save the American Dream , add a commentFor Immediate Release
Bush/Paulson Plan is a Lump of Coal for Working Class Families
Chicago—The National Training and Information Center (NTIC) who released a study on Monday documenting new foreclosures in Chicago during the first half of 2007 says that the Bush Administration’s proposal does nothing to help families facing foreclosure right now. According to reports, the plan covers only subprime adjustable rate loans issued from January 2005 to mid 2007 that will reset to higher rates starting next year through 2010.
In Chicago alone there were 6,339 foreclosures started in the first half of 2007 (a 42% increase over the same period in 2006) according to the NTIC study. “The Bush/Paulson plan is another drop in a really big bucket. Few, if any, of the families facing foreclosure this holiday season will be helped by this plan,” according to George Goehl, NTIC’s Executive Director.
The Bush/Paulson plan is voluntary for the industry. Lenders and servicers get to decide whether or not they work with families to help them save their homes. “Making this plan voluntary is like asking a crook to turn themselves in. With this meltdown of the subprime market, the mortgage industry has proven that it cannot self-regulate,” said Inez Killingsworth, President, Empowering and Strengthening Ohio’s People, Cleveland. “It is time to get serious about helping homeowners and saving the economy from a further meltdown. This just redlines everybody who is in trouble right now.”
NTIC launched the Save the American Dream campaign (http://www.savetheamericandream.org) earlier this year, calling for immediate relief to keep families in their homes by freezing interest rates on subprime ARMs and modifying loans on owner-occupied homes so they are permanently affordable. The campaign also calls on the President and Congress to expand the Community Reinvestment Act so that all mortgage originators are regulated by the same high standards, as well as comprehensive protections for homeowners and criminal penalties on any broker or lender that knowingly engages in abusive lending practices.
Currently, over 250 activists, industry and government officials are meeting in Chicago at NTIC’s National Housing and Banking Summit to hammer out solutions to the foreclosure crisis. On Friday, December 7, Rev. Jesse Jackson will be joining the summit and echoing the need for immediate action for families in foreclosure now.
What Dreams About The Back Mean December 14, 2007
Posted by in : Dream Interpretation , add a commentThe back is one of the most commonly dreamed about parts of the body, and depending on its context within the dream the back can hold a great significance.
Backs can be symbols for many things, including your strengths, burdens, attitude and standing in the world.Dreaming of a back that hurts, or a back that feels as though it is breaking, can mean the dreamer feels overwhelmed or overburdened by the events in his or her life.Thus the dream is a manifestation of feelings of being asked to do too much with too little support.
Dreaming about a back can also indicate that the dreamer is feeling undue stress or pressure, especially from an outside source.Those who are feeling overworked or pushed to hard on their jobs often dream that their back is hurting.Stress is real life can cause back problems, and psychological stress can often manifest in dreams of an aching back.
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What Dreams About Eyes Mean December 14, 2007
Posted by in : Dream Interpretation , add a commentEyes are one of the most important distinguishing characteristics of any person, so it is no surprise that eyes often play such a prominent role in our dream lives as well.
One of the most intriguing dreams about eyes is the one in which the dreamer sees his or her own eyes in the dream.Seeing your own eyes in a dream, in a mirror for instance, or even symbolically, is often a representation of knowledge, enlightenment, intellectual awareness, understanding or sudden comprehension.
Dreaming about one’s own eyes can often mean that unconscious or repressed thoughts and images are breaking through to the surface.The eyes are often seen as the window to the soul, so dreams about eyes can often be seen as meaning that hidden desires of the soul are coming through to the surface.
Dreaming of only one eye, or seeing only one eye in a dream, is very significant.The left eye is often seen as a symbol of the moon, while the right eye is seen instead as a symbol of the sun.
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Understanding Dream Imagery December 14, 2007
Posted by in : Dream Interpretation , add a commentInterpreting and analyzing dreams can be great fun for the adventurous dreamer.Simply keeping a dream journal for a few days can sometimes provide you with valuable insights into both the meaning of your dreams and unresolved issues in your waking life.
Dream interpretation can even be part of many people’s careers.In particular, therapists and psychologists often used dream analysis as part of their practices, especially when working with people who suffer nightmares as a result of trauma and stress.
This article, though will take a more lighthearted approach to dream interpretation.Let’s start with an examination of the colors often seen in dreams, and what those colors may symbolize.
Understanding Dream Archetypes December 14, 2007
Posted by in : Dream Interpretation , add a commentThe word archetype is actually derived from the Latin and Greek languages, but the world of psychiatry, particularly the work of Carl Jung, is what brought the word into common usage.Simply stated, an archetype is a prototype, or an original model.An archetype can also be used to mean the ideal example of a type.
Carl Jung used the word archetype to mean an instinct pattern of thought or imagery that was derived from collective experience.Jung believed in the existence of the collective unconscious – that is that people are born knowing things learned from their ancestors.
There are several archetypes used in dream interpretation, and one of the most common of these archetypes is that of the child.
The Importance Of The Sleep Cycle December 14, 2007
Posted by in : Dream Interpretation , add a commentIt is important to understand the sleep cycle in order to understand the dreaming process.Before we can gather information from our dreams, we need to understand where those dreams come from, and to do that we must understand the various stages of sleep and how they fit together.
The sleep cycle consists of four individual stages, and every person goes through all four stages each and every night.The length of each cycle varies from person to person, but every human being experiences all four stages of sleep every night.
In general, the dreams that are most likely to be remembered are those that take place the closest to waking.Dreams that take place earlier in the night are almost never remembered.The one exception to this rule is those dreams that are disturbing enough to wake the dreamer.If a dreamer awakens in the middle of dream sleep, as with a particularly vivid nightmare or a dream about falling, he or she will most likely remember vividly every detail of the dream.
Let us take a look at the four individual stages of sleep, starting, logically, at stage one.
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The Importance of Remembering Your Dreams
December 14, 2007
Posted by in : Dream Interpretation , add a comment
Dream interpretation and analysis can be anything from a fun and interesting diversion to a serious, full time pursuit.Many people have been able to analyze their dreams and use the clues found there to address important issues in their waking lives, and dream analysis has been an important subject throughout the ages, from the earliest Greek and Roman philosophers to modern day society.
Before any dreamer can set about analyzing and interpreting his or her dreams, however, those dreams must first be remembered and recorded.Remembering your dreams is an often overlooked part of dream analysis, but it is the basis upon which all dream analysis stands or falls.
It is important to record dreams quickly, since dreams are one of the hardest things to capture.Half of a dream’s content can be lost in as little as five minutes, and up to 90% of the dream can slip away within less than ten minutes.
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The History of Dream Analysis
December 14, 2007
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No one knows the true origins of dream analysis, or how long it has been going on.Chances are, however, that the analysis and interpretation of dreams, in some fashion, has been taking place almost as long as people have been dreaming.
Dreams must have been both fascinating and terrifying to our ancient ancestors, and they were most likely very confused by this strange form of consciousness.We do know that many ancient civilizations placed great importance on the situations encountered in their dreams, and used those situations to cast light on their waking lives.
As a matter of fact, many civilizations did not see a distinction between the waking world and the world of dreams, but instead saw one as merely an extension of the other.
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Some Common Dream Symbols
December 14, 2007
Posted by in : Dream Interpretation , add a comment
Dream interpreters, from the earliest Greek and Roman societies, to Sigmund Freud, to modern therapists and dream researchers, have long recognized the symbolic nature of dreams.Unlike the real world, in dreams things are often not as they appear.What appears to be a normal, everyday object in your dream world is often anything but ordinary.
Learning to recognize and interpret these objects, and learning about your dreams can be an exciting and fun exercise as well as a great learning experience.Since dreams and their symbols are often manifestations of real fears and anxieties, dreams can provide much help in working through these serious issues.
Let’s examine a few of the most common dream symbols and scenarios.
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Some Common Dream Symbols December 14, 2007
Posted by in : Dream Interpretation , add a commentDream interpreters, from the earliest Greek and Roman societies, to Sigmund Freud, to modern therapists and dream researchers, have long recognized the symbolic nature of dreams.Unlike the real world, in dreams things are often not as they appear.What appears to be a normal, everyday object in your dream world is often anything but ordinary.
Learning to recognize and interpret these objects, and learning about your dreams can be an exciting and fun exercise as well as a great learning experience.Since dreams and their symbols are often manifestations of real fears and anxieties, dreams can provide much help in working through these serious issues.
Let’s examine a few of the most common dream symbols and scenarios.
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